Agro Perdana-i is a Shariah compliant Giro Account that provides you an access to various banking facilities to ease your financial transactions. This account is tailored for all individuals, business entities and government agencies.
Shariah concept
- The applicable Shariah concept is Qard. Qard refers to a contract of lending money by a lender (Customer) to a borrower (Bank) where the latter is bound to repay an equivalent replacement amount of the lender. The Bank in this situation is guaranteeing the repayment of the money and will return the same to the lender accordingly, subject to the Bank’s procedures.
Product Details
Applicant Eligibility
- Open to Individuals aged 18 years old and above.
- Open to Non-Individuals such as registered Business Entities, Companies, Government Agencies, Cooperatives, Societies, Associations and Clubs.
| Account | Details |
| Individual Account |
This account is for Malaysian citizen or Permanent Resident aged 18 years old and above. |
| Joint Account |
Account managed by a group of Individuals aged 18 years old and above and the group must not exceeding of 5 people. Primary account holder must be a Malaysian citizen. |
| Non-individual Account |
This account is for Non-individuals such as Business Entities, Companies, Government Agencies, Cooperative, Societies, Associations and Clubs that has valid registration managed by at least two (2) Individuals aged 18 years old and above. |
Initial Deposit
Agro Perdana-i with Statement
- Individual Account (Citizen) :- Minimum amount of initial deposit is RM20.00
- Individual Account (Non-citizen) :- Minimum amount of initial deposit RM100.00
- Non-Individual Account :- Minimum amount of initial deposit is RM100.00
- Government/Government Linked Agencies :- Initial deposit is not required.
- Escrow Account :- Minimum amount of initial deposit is RM1,000.00
Agro Perdana-i with Passbook
- Individual Account (Citizen) :- Minimum amount of initial deposit is RM20.00
- Individual Account (Non-citizen) :- Minimum amount of initial deposit is RM50.00
Minimum Balance
Statement Account
- Minimum balance shall not less than RM100.00
Passbook Account
- Individual Account (Citizen) :- Minimum amount shall not less than RM10.00
- Individual Account (Non-citizen) :- Minimum amount shall not less than RM50.00
Benefits
- An introducer is not required for account opening.
- Helping business in managing transactions and collecting payment.
- Wide range of channels to suit banking transactions through Agrobank branches nationwide, ATMs and Agrobank Agent Banking.
- Wide access to any retail merchants using Agro VISA Debit-i.
- Convenient and secure online transaction via AGRONet Internet Banking.
